Capstone Financial

Whether you are looking to retire, make your money work harder, invest profits from your business in a tax efficient way or ensure your wealth is transferred effectively to future generations – we can help.

Get in touch to arrange a no-obligation financial review with one of our expert financial advisers.

Services

• Investment Planning
• Retirement Planning
• Protection for you – Life Cover, Critical Illness, Income Protection
• Protection for your business – Relevant Life Cover, Keyman Insurance, Shareholder Protection
• Inheritance Tax Planning
• NHS Pension Review

What are your future goals?
Here are some of the questions our financial advisers can help you answer:

• Will I be able to achieve my financial objectives?
• Can I improve my retirement income?
• Could my retirement arrangements work any harder?
• Can I make my financial affairs more tax efficient?
• How do I maximise my wealth?
• Are my family and I fully protected in the event of death, disability or illness?
• Will I be able to fund my children’s education costs?
• What are my inheritance tax liabilities?
• How do I cover the costs of care home fees?

Did you know there’s currently £26.6 billion in lost pensions?* Let us help you find, review and consolidate your pensions via our team of specialists to help build you an income in retirement.

What Our Clients Say:

“Its the personal face to face service that has brought me to Capstone. What I needed was personal advice and financial management, in lay language from my own designated adviser and that is what I am getting. Capstone are easy to speak to and every query is effectively dealt with in a timely manner.”

“Our adviser listened to our needs as a family and as a couple planning for our retirement and the lifestyle we want as we head towards retirement and beyond. There was no judgement just sound helpful advice to maximise our investment, savings, pensions, as well as being as tax efficient as possible. Post the meeting, the Capstone Financial team were all extremely responsive, proactively managed all the follow up actions through to conclusions , providing us with a fit for purpose financial solution.”

“Like many business owners, we spend most of our time on the day to day running of our business & very little time on investments & retirement planning. Our adviser took the time to review all our existing policies, explain the investments, consolidate if appropriate and then set out an action plan. No pressure, just sound, knowledgeable advice. Since then, we have had regular, clear updates on our investments and now have a clear understanding & confidence in our retirement planning.”

We are pleased to share our recent Google reviews from clients and are proud to have over 100 5-star reviews. Our clients trust us and we value building long term relationships with them all: https://capstone-financial.co.uk/what-our-clients-say/

* Source: The Pensions Policy Institute, 2022